DealDesk App : Own a Piece of Property for Just ₹1 Lakh

In the rapidly evolving world of digital finance, DealDesk emerges as a groundbreaking mobile application created by the members of the Bharat Economic Forum (BEF) — a visionary think tank dedicated to building a more transparent, inclusive, and technology-driven Bharat.

DealDesk App is designed as a digital marketplace that bridges the gap between asset owners (sellers), investors (buyers), and independent validators. It brings to life the concept of fractional ownership in real-world assets (RWA) — enabling everyday investors to own and trade small, manageable portions of high-value assets such as real estate, infrastructure, and commercial properties.

The Vision Behind DealDesk

Traditionally, real-world assets like real estate have been dominated by high net-worth individuals and institutional investors. This has left small investors with limited access to lucrative opportunities.

The Bharat Economic Forum envisioned DealDesk as a democratized investment platform where every citizen can participate in wealth creation by owning fractions of tangible assets — securely, transparently, and seamlessly through the power of blockchain-backed digital infrastructure.

How DealDesk Works: A Simple, Secure, and Smart Ecosystem

DealDesk operates as a three-sided ecosystem involving Sellers, Buyers, and Validators — all connected through a transparent and legally compliant structure built around Special Purpose Vehicles (SPVs).

Let’s understand how it works step by step:

🔹 Step 1: Asset Onboarding by the Seller

• A seller who owns a real-world asset (say, a commercial property worth ₹3 Crores) decides to liquidate it into fractional shares.

• To begin, the ownership of the asset is transferred to a dedicated SPV (Special Purpose Vehicle) — a legal entity formed solely to hold that specific asset.

• The SPV then divides the asset into standardized fractions, typically in denominations of ₹1 Lakh each.

  • For example, a ₹3 Crore property will be tokenized into 300 fractions.

• Once tokenized, these fractions are digitally listed on the DealDesk app for buyers to view, analyze, and invest in.
  

🔹 Step 2: Verification and Validation

Before any listing goes live, DealDesk Validators play a crucial role in ensuring the integrity and authenticity of every asset.Validators are independent professionals empaneled by the platform who:

• Physically visit the property to assess its condition and existence.

• Verify all ownership documents, land records, and title deeds.

• Check for any ongoing legal disputes or encumbrances.

• Provide a detailed due diligence report, ensuring that only litigation-free, verified assets are made available for investment.

This validator layer ensures trust, transparency, and investor protection — forming the backbone of DealDesk’s credibility.

🔹 Step 3: Fractional Investment by Buyers

Once verified and listed, the asset becomes live on the DealDesk marketplace.Here, buyers (investors) can:

• Browse verified assets.

• Study due diligence reports, valuations, and financial projections.

• Buy one or more fractions of any listed asset based on their investment capacity and goals.

Each fraction represents a real, legal shareholding in the SPV that owns the asset. Investors can purchase multiple fractions to increase their ownership stake, privileges, and governance power.

🔹 Step 4: Governance & Decision-Making

One of the most innovative aspects of DealDesk is its democratic governance model within each SPV.

• Every SPV is managed by a Board of Directors appointed proportionally based on investor participation.

• For every 20 fraction holders, DealDesk mandates one Director to represent their collective interests in the SPV.

• Any individual can become a Director in the SPV either by:

  1. Directly holding 20 or more fractions, or

  2. Receiving voting support from at least 20 fraction holders.
     

This structure ensures that management decisions — such as property maintenance, rental terms, or sale — are governed democratically, reflecting the collective will of fractional owners.

🔹 Step 5: Secondary Marketplace for Fraction Trading

DealDesk also features a secondary trading marketplace — an innovation that gives liquidity to real-world assets traditionally considered illiquid.

• Investors can sell their fractions to other verified users on the platform.

• Buyers can build diversified portfolios by trading fractions across multiple assets — commercial spaces, residential properties, warehouses, or co-living spaces.

• The trading process is instant, transparent, and backed by blockchain-based records, ensuring seamless transfer of ownership within the SPV.

This marketplace transforms static investments into dynamic, tradable digital assets.

Inside DealDesk: Exploring the 6 Core Screens of Bharat’s Fractional Asset Marketplace

The DealDesk mobile application, developed by the members of the Bharat Economic Forum, is redefining how real-world assets are owned, managed, and traded. Built to democratize asset ownership, the platform allows sellers to tokenize assets, buyers to invest in fractions, and validators to ensure trust through a secure, transparent digital framework.

At its core, DealDesk is a fractional real-world asset (RWA) marketplace backed by SPV-based governance and blockchain verification, enabling everyone to own a piece of Bharat’s growth story.

Let’s explore the six key screens that power this revolutionary application.

1. Home Screen — The Gateway to Bharat’s New Investment Frontier

Purpose:The home screen of DealDesk is where the journey begins. It’s designed for intuitive navigation, offering users a seamless overview of trending properties, investment opportunities, and real-time marketplace analytics.

Key Features:

• Dynamic banners showing featured and newly listed properties.

• A search and filter bar to browse assets by type, location, or minimum investment.

• Personalized investment suggestions based on user profiles and past transactions.

• Tabs for “Buy Fractions,” “Sell Asset,” and “Validate Asset.”

• Live market ticker showing asset value trends in the secondary marketplace.

2. Property Description Screen — Transparency at a Glance

Purpose:When a user clicks on a property, they enter the Property Description Screen — a data-rich space that ensures transparency before investment.

Key Features:

• High-resolution property images and 3D walkthroughs.

• Valuation summary (total value, fraction price, available fractions).

• Legal documents tab with verified ownership and title details.

• Validation certificate issued by authorized DealDesk Validators.

• SPV details, including directors, governance model, and fraction distribution.

• “Buy Fractions Now” button for immediate investment.

• Interactive map view showing property location, neighborhood, and amenities.

3. Seller Dashboard — Tokenizing Real-World Assets Made Simple

Purpose:This screen allows property owners to transform their real-world assets into fractional investments by creating SPVs and managing live listings.

Key Features:

• Asset tokenization wizard — guides sellers through asset registration, SPV setup, and fraction creation.

• Input fields for property value (e.g., ₹3 Cr) and automatic fraction calculation (300 units @ ₹1 lakh each).

• Live preview of how the property will appear to buyers.

• Status tracker showing validation, approval, and listing progress.

• Revenue summary and fraction sale analytics once live.

4. Validation Workflow Screen — Ensuring Trust Through Verification

Purpose:This screen is dedicated to DealDesk Validators — professionals responsible for conducting due diligence before an asset goes live. It tracks each step of the validation process and links field verification to digital approval.

Key Features:

• Validator login and access control.

• Task queue showing pending, ongoing, and completed verifications.

• Step-by-step workflow:

  1. Document Verification

  2. Ownership Check

  3. Site Visit Photos Upload

  4. Encumbrance & Litigation Report

  5. Final Approval Submission

• In-app document scanning and geotagged photo upload.

• Digital signature and timestamped submission log.

5. Agent Dashboard — Empowering Field and Sales Agents

Purpose:Agents are the backbone of DealDesk’s outreach ecosystem. The Agent Dashboard enables authorized representatives to connect sellers, onboard properties, and assist buyers.

Key Features:

• Personalized dashboard showing active listings, leads, and conversions.

• Tools to onboard new sellers and initiate SPV formation requests.

• Real-time analytics on sales performance and referral incentives.

• Integrated chat and scheduling for buyer meetings or property visits.

• Access to validator reports for better client assurance.

6. Secondary Marketplace Screen — Liquidity for Real Assets

Purpose:The secondary marketplace is where fractional asset ownership becomes truly dynamic. It allows investors to trade fractions with each other — bringing liquidity and flexibility to Bharat’s asset economy.

Key Features:

• Real-time list of available fractions for sale with asset name, SPV details, and current price.

• Price graph and performance tracker for each asset.

• Buy/Sell toggle buttons for instant fraction trading.

• User portfolio showing total fractions owned, current market value, and returns history.

• Smart filters for asset type, location, and expected yield.

• Blockchain-backed transaction receipts and instant SPV share transfers.

A Unified Platform for Bharat’s New Digital Asset Economy

DealDesk brings together all stakeholders — sellers, buyers, validators, and agents — into one intelligent, transparent, and secure ecosystem.

By blending financial innovation, legal compliance, and digital transparency, DealDesk stands as Bharat’s first true Fractional Asset Marketplace, reshaping how wealth is created and shared.

Summary of the 6 Core Screens

Screen	Primary User	Core Function
Home Screen	All Users	Explore trending assets and start investing
Property Description	Buyers	Study asset details and buy fractions
Validation Workflow	Validators	Verify and approve assets before listing
Agent Dashboard	Agents	Manage sellers, leads, and client relationships
Seller Dashboard	Sellers	Tokenize assets and monitor sales progress
Secondary Marketplace	Investors	Trade fractions and manage portfolios

DealDesk Governance: Fairness, Transparency & Compliance

Each SPV operates under a regulated and audited framework guided by the principles of the Bharat Economic Forum.

Key safeguards include:

• Digital KYC and AML checks for all users.

• Immutable blockchain records of all ownership transactions.

• Independent annual audits of SPVs.

• Smart contracts ensuring automatic enforcement of profit-sharing and dividend distributions.

DealDesk, therefore, not only simplifies real estate investment but also introduces a trust infrastructure for Bharat’s evolving digital economy.

Why DealDesk Matters for Bharat’s Financial Future

DealDesk is more than an app — it’s a movement towards inclusive asset ownership. It embodies the Bharat Economic Forum’s broader mission to:

• Unlock trillions in dormant real-world wealth.

• Enable fractional participation for the middle class and youth.

• Strengthen trust in digital financial systems through real-asset backing.

• Empower communities to collectively own, manage, and profit from shared assets.

Through DealDesk, the Forum is setting new benchmarks in ethical fintech innovation, democratized capitalism, and technology-enabled wealth creation.

In Summary: The DealDesk Advantage

Role	Function	Benefit
Seller	Tokenizes asset into ₹1 Lakh fractions	Unlocks liquidity without distress sale
Buyer	Invests in fractions of verified assets	Gains access to high-value assets with low capital
Validator	Performs legal, physical, and document verification	Ensures trust and transparency
Director (SPV)	Manages decisions on behalf of fraction holders	Ensures democratic governance

The Future of Fractional Investing Starts Here

As Bharat steps into a new era of financial inclusivity, DealDesk represents a landmark innovation — where ancient trust meets modern technology.

By combining real assets, transparent governance, and fractional participation, DealDesk transforms how citizens perceive ownership, wealth, and collaboration in the digital age.

Whether you are a seller unlocking value, a buyer building your digital portfolio, or a validator ensuring fairness, DealDesk is your gateway to the new Bharat economy.

Download the DealDesk App.Invest Smart. Own Real. Build Bharat.